LEGAL

Knights of Columbus Asset Advisors LLC is referred to in the notices that follow as "KoC AA" or "we" or "our."

Our family of mutual funds offers investors a convenient, commingled investment option that fully leverages the KofC AA’s Catholic investment approach.

The information contained in this section of www.kofcassetadvisors.org (the “Website”) is intended for use by investors in the United States only. It is not intended for use by non-U.S. entities.

By entering the Website, you expressly acknowledge that you have checked and confirmed that you are accessing this site from the United States, and accept the Terms and Conditions and Privacy Policy.

A. Terms and Conditions
Please read these terms and conditions carefully before using the Website. Your use of the Website constitutes your acceptance of these terms and conditions. We reserve the right to change, modify, add or remove portions of these terms and conditions at any time for any reason. Changes will be posted to the Website. You are bound by any such revisions. Therefore, we recommend that you review our notices, policies and Form ADV periodically for changes. You acknowledge that by accessing the Website after we have posted changes to these terms and conditions, you are agreeing to these terms and conditions as modified.

B. Copyright and Trademark Notices.
The information and materials provided on this website (together with all intellectual property and other rights relating thereto, collectively the "Materials") are and will remain the sole property of KofC AA. The Materials and the selection, compilation, collection, arrangement and assembly thereof are protected by U.S. and international copyright, trademark and other laws, and you acknowledge that these rights are valid and enforceable. Except as expressly permitted by these terms and conditions, you may not copy, reproduce, republish, upload, post, transmit or distribute Materials or other content or information available on or through this website in any way without our prior written permission. You may download or print out a single hard copy of individual pages and/or sections of the website and any Materials made available for download, provided that you do not remove any Trademarks (as defined below) or other proprietary notices. Any downloading or otherwise copying from the website will not transfer title to any Material to you. The Materials may be used solely to the extent necessary for your authorized use of this website. Modification of the Materials or use of the Materials for any other purpose is a violation of our copyright and other proprietary rights, and is strictly prohibited.

The trademarks, logos, and service marks displayed on this website (collectively the "Trademarks") are the registered and unregistered trademarks of KofC AA. The Trademarks are solely owned by KofC AA, whether registered or unregistered, and may not be used in connection with any product or service that is not KofC AA’s, or in any manner that is likely to cause confusion to the public or an actual or prospective customer, or in any manner that disparages KofC AA. Nothing contained on this website should be construed as granting, by implication, estoppel or otherwise, any license or right to use any Trademark without our express written permission.

C. Limitations on Services.
KofC AA is registered with the U.S. Securities and Exchange Commission as an investment adviser. KofC AA provides investment advice and solicits investment advisory services in those states or countries in which it is registered, or qualifies for an exemption or exclusion from registration requirements. We operate KofC AA’s website from our offices within the United States. The information provided on our website is intended for residents of the United States. Investors outside of the United States are subject to the securities and tax laws and regulations within their applicable jurisdictions.

The information on KofC AA’s website is limited to dissemination of general information pertaining to our services. Accordingly, the information contained on this website does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security in any jurisdiction where such offer, solicitation, purchase or sale would be unlawful under the securities laws or regulations of such jurisdiction.

Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will be suitable or profitable for a current or prospective client’s investment portfolio. The information contained on KofC AA’s website is not intended nor should it be construed as investment, tax, financial, accounting or legal advice. Investors should seek such professional advice for their particular circumstances.

BEFORE ACQUIRING THE SHARES OF ANY FUND BY PURCHASE OR EXCHANGE, IT IS YOUR RESPONSIBILITY TO READ THE FUND'S PROSPECTUS.

D. Performance Information Disclaimer
Any performance information presented on this website is historical. Past performance does not guarantee nor is it indicative of future results. Therefore, no current or prospective client should assume that the future performance of any specific investment or investment strategy (including those undertaken or recommended by KofC AA), or product made reference to directly or indirectly on our website, or indirectly via link to any unaffiliated third-party website, will be profitable or equal to corresponding indicated performance levels.

Investments in the Funds are not insured by KofC AA, the Federal Deposit Insurance Corporation or any other federal government agency, may lose value, and are not a deposit of or guaranteed by any bank or any bank affiliate.

E. Disclaimer of Warranty
THIS WEBSITE, THE MATERIALS AND ANY PRODUCT OR SERVICE REFERENCED OR OBTAINED THROUGH THIS WEBSITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, KOFC AA DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF TITLE, NON-INFRINGEMENT, ACCURACY, MERCHANTABILITY, AND FITNESS FOR A PARTICULAR PURPOSE, AND ANY WARRANTIES THAT MAY ARISE FROM COURSE OF DEALING, COURSE OF PERFORMANCE OR USAGE OF TRADE. Applicable law may not allow the exclusion of implied warranties, so the above exclusions may not apply to you. KOFC AA DOES NOT WARRANT THAT YOUR USE OF THIS WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE OR SECURE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEBSITE, THE SERVER(S) ON WHICH THIS WEBSITE IS HOSTED IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. YOU ASSUME ALL RESPONSIBILITY AND RISK FOR YOUR USE OF THIS WEBSITE AND YOUR RELIANCE THEREON. NO OPINION, ADVICE OR STATEMENT OF KOFC AA, WHETHER MADE ON THIS WEBSITE OR OTHERWISE, SHALL CREATE ANY WARRANTY. YOU EXPRESSLY ACKNOWLEDGE AND AGREE THAT KOFC AA SHALL HAVE NO LIABILITY OR RESPONSIBILITY WHATSOEVER FOR (I) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THIS WEBSITE, (II) ANY BUGS, VIRUSES, WORMS, TROJAN HORSES, DEFECTS, DATE BOMBS, TIME BOMBS OR OTHER ITEMS OF A DESTRUCTIVE NATURE WHICH MAY BE TRANSMITTED TO OR THROUGH THIS WEBSITE BY ANY THIRD PARTY, AND/OR (III) ANY ERRORS, MISTAKES, INACCURACIES OR OMISSIONS IN ANY MATERIALS, OR FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF ANY MATERIALS MADE AVAILABLE VIA THIS WEBSITE.

A possibility exists that this website or the Materials could include inaccuracies or errors. Additionally, a possibility exists that unauthorized alterations could be made by third parties to this website or the Materials. Although we attempt to ensure the integrity of this website, we make no guarantees as to this website’s completeness or correctness.

F. Limitation of Liability
NEITHER KOFC AA NOR ITS DIRECTORS, OFFICERS, EMPLOYEES, CONSULTANTS, AGENTS OR OTHER REPRESENTATIVES, ARE RESPONSIBLE OR LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE OR OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOST PROFITS), UNDER ANY CONTRACT, NEGLIGENCE, STRICT LIABILITY OR OTHER THEORY ARISING OUT OF OR RELATING IN ANY WAY TO THIS WEBSITE AND/OR MATERIALS CONTAINED ON THIS WEBSITE OR ANY PRODUCT OR SERVICE OBTAINED THROUGH THIS WEBSITE. YOUR SOLE AND EXCLUSIVE REMEDY FOR DISSATISFACTION WITH THIS WEBSITE OR THE MATERIALS IS TO STOP USING THIS WEBSITE OR THE MATERIALS, AS APPLICABLE. THE SOLE AND EXCLUSIVE MAXIMUM LIABILITY TO KOFC AA FOR ALL DAMAGES, LOSSES AND CAUSES OF ACTION, WHETHER IN CONTRACT, TORT (INCLUDING, WITHOUT LIMITATION, NEGLIGENCE) OR OTHERWISE, SHALL BE THE TOTAL AMOUNT PAID BY YOU, IF ANY, TO ACCESS THIS WEBSITE. Some states do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply to you.

G. Accounts, Passwords and Security
In order to access certain Materials on this website, you may be required to register for an online account. When making a request to open an online account, you must provide KofC AA with accurate, complete and true information as required. If you provide any information to KofC AA that is inaccurate, incomplete or untrue, KofC AA reserves the right to terminate your use of and access your online account and/or the Materials and pursue all other legal remedies that may be available to KofC AA. The information that you provide in order to request an online account will be protected in accordance with the terms of our Privacy Policy.

KofC AA, shall have full discretion to determine whether or not to honor a request to open an online account. In addition, KofC AA may terminate any individual online account and/or the entire online account program at any time, without cause, and without prior notice.

You are responsible for maintaining the confidentiality of your username and password and for restricting access to your online account. You agree to accept responsibility for all activities that occur under your account and/or password. In the event the confidentiality of your account or password is compromised in any manner, you agree to notify KofC AA immediately. KofC AA reserves the right to take any and all action, as it deems necessary or reasonable, to ensure the security of the website and your account. Notwithstanding the above, KofC AA may rely on the authority of anyone accessing your account or using your password and in no event and under no circumstances shall KofC AA be held liable to you for any liabilities or damages resulting from or arising out of (i) any action or inaction of KofC AA under this provision, (ii) any compromise of the confidentiality of your account or password and (iii) any unauthorized access to your account or use of your password.

H. Links to Other Websites
KofC AA may establish links between this Website and one or more websites operated by third parties. KofC AA has no control over any such other websites, the contents therein or the products/services offered. The existence of any such links shall not constitute an endorsement of or representation or warranty by KofC AA regarding such websites, the contents of the websites, the products or services of the websites or the operators of the websites. Your access to and use of such linked websites is governed by the terms of use and privacy policies of those sites, and shall be at your own risk. KofC AA disclaims responsibility for the privacy policies and customer information practices of third-party internet websites hyperlinked from our Website.

I. Links from Other Websites
You shall not display hyperlinks on your websites to any website owned or operated by KofC AA. If you desire to display on your website a hyperlink to a KofC AA website, you must enter into a written agreement with KofC AA governing such display. Access to any KofC AA website does not authorize you to use any of KofC AA names, logos, trademarks or copyrighted material, and you agree not to do so without KofC AA’s express written consent. Requests to display hyperlinks on your websites to KofC AA websites should be e-mailed to [insert address].

J. Privacy Policy
Please review our Privacy Policy, which is a part of these Terms and hereby incorporated by reference, to learn about our information collection practices and the measures we take to preserve the privacy and security of your information.

K. General Terms
These terms and conditions are governed by, and will be interpreted in accordance with, the laws of the State of Connecticut, without regard to any conflict of law provisions. Although you acknowledge that we will have the ability to enforce our rights in any court of competent jurisdiction, you hereby consent to the exclusive jurisdiction and venue of courts in New Haven County, Connecticut, regarding any and all disputes relating to these terms and conditions, your use of this website. If any part of these terms and conditions is determined to be invalid or unenforceable, it will not impact any other provision of these terms and conditions, all of which will remain in full force and effect. These terms and conditions constitute the entire agreement of the parties with respect to the subject matter hereof, and supersede all previous written or oral agreements between the parties with respect to such subject matter. No waiver by the KofC AA of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default.