Sophisticated portfolio asset allocation made simple
Target date portfolios are the fastest growing option in defined contribution retirement plans, and have generally become the default option of choice for fiduciaries in large part due to their simplicity and general suitability. To select a suitable portfolio, the only knowledge an investor must have is the year in which they plan to retire. Knights of Columbus Asset Advisors uses modern portfolio theory, as well as industry and internal asset class return projections to build customized portfolios to pursue the highest anticipated risk adjusted returns given an investor’s time horizon. Many target date offerings use a fund of funds approach, but the “model portfolio” approach used by Knights of Columbus Asset Advisors avoids layering on any additional fees to better support investors’ returns. Allocations are made to Knights of Columbus mutual funds that rely on many of the strategies the Knights of Columbus use to invest proprietary capital for our $25 billion investment portfolio. All Knights of Columbus mutual funds are fully compliant with the United States Conference of Catholic Bishops guidelines on socially responsible investments (USCCB Guidelines).
Asset Allocations and Total Expenses
Year of Retirement (approximate current age)
2060 (25)
2055 (30)
2050 (35)
2045 (40)
2040 (45)
2035 (50)
2030 (55)
2025 (60)
2020 (65)
2015 (70)
2010 (75)
Limited Duration Fund
3.0%
3.0%
3.0%
4.0%
5.0%
7.5%
10.0%
15.0%
20.0%
38.0%
50.0%
Core Bond Fund
12.0%
12.0%
12.0%
16.0%
20.0%
25.0%
30.0%
35.0%
40.0%
31.0%
25.0%
Total Bond Allocation
15.0%
15.0%
15.0%
20.0%
25.0%
32.5%
40.0%
50.0%
60.0%
69.0%
75.0%
Large Cap Growth Fund
27.0%
27.0%
27.0%
26.0%
25.0%
22.5%
20.0%
16.0%
12.0%
9.6%
8.0%
Large Cap Value Fund
27.0%
27.0%
27.0%
26.0%
25.0%
22.5%
20.0%
16.0%
12.0%
9.6%
8.0%
Small Cap Equity Fund
15.0%
15.0%
15.0%
13.5%
12.0%
11.0%
10.0%
9.0%
8.0%
5.6%
4.0%
International Equity Fund
16.0%
16.0%
16.0%
14.5%
13.0%
11.5%
10.0%
9.0%
8.0%
6.2%
5.0%
Total Equity Allocation
85.0%
85.0%
85.0%
80.0%
75.0%
67.5%
60.0%
50.0%
40.0%
31.0%
25.0%
Total Shareholder Expense
0.89%
0.89%
0.89%
0.87%
0.84%
0.81%
0.78%
0.73%
0.69%
0.64%
0.62%
Catholic Target Date Portfolios with greater than 30 years to retirement are anticipated to have identical asset allocation structures
Reduced Risk Over Time
Asset Allocation Glide Path
Knights of Columbus Catholic Target Date Portfolios are rebalanced to a sliding allocation that generally takes on less risk as an investor moves toward and through retirement. Re-balancing generally occurs once annually, but may be more frequent if substantial market movements justify more frequent activity.
SEI Investments Distribution Co. (SIDCO, 1 Freedom Valley Drive, Oaks, PA, 19456) is the distributor for the Knights of Columbus mutual funds. Check the background of SIDCO on BrokerCheck.
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Important Mutual Fund Disclosures Consider the funds’ investment objectives, risks, charges and expenses carefully before investing. This and other information can be found in the funds’ full or summary prospectuses, which can be obtained by calling 1-844-KC-Funds or by visiting www.kofcassetadvisors.org. Please read the prospectus carefully before investing.
Mutual fund (Knights of Columbus mutual funds were formerly known as Catholic Investor mutual funds) investing involves risk. Some mutual funds have more risk than others. The investment return and principal value will fluctuate and shares when sold may be worth more or less than the original cost. Fixed income investments are subject to interest rate risk, and their value will decline as interest rates rise. Asset allocation and diversification do not assure a profit or protect against loss in declining markets. There is no guarantee a Fund's objectives will be achieved. The risks associated with each fund are explained more fully in each fund's respective prospectus. Investors should consult with their attorney, accountant, and/or tax professional for advice concerning their particular situation.
Mutual Funds are not insured by the FDIC or any other federal government agency, may lose value, and are not a deposit of or guaranteed by any bank or any bank affiliate.
Knights of Columbus Asset Advisors LLC, an SEC-registered investment advisor, serves as the investment advisor to each of the Knights of Columbus mutual funds. The Knights of Columbus mutual funds are distributed by SEI Investments Distribution Co. (1 Freedom Valley Dr, Oaks, PA 19456), which is not affiliated with Knights of Columbus Asset Advisors or any of its affiliates.
The information on this website is intended to be made available to current or prospective investors in the U.S. only.